Terms of Service

By using petcalchub.co (the "Site"), you agree to these Terms of Service. If you do not agree, do not use the Site.

Use of the Site

Pet Calculators provides free online calculators and editorial content related to pet care planning and budgeting. The Site is provided as-is, for personal, non-commercial use only.

Calculator outputs are estimates

All calculator outputs are estimates based on industry averages and the inputs you provide. They are not guarantees, quotes, or veterinary, medical, or financial advice. Actual costs and care requirements will vary based on your specific pet, location, and circumstances. Always verify numbers and care decisions with licensed veterinarians, pet insurance agents, and other professionals before making commitments.

We are not responsible for decisions you make based on calculator output.

Not veterinary or financial advice

Content on the Site is editorial and educational. It is not veterinary, medical, financial, legal, or accounting advice. For specific guidance about your pet's health, diet, or care, consult a licensed veterinarian.

Acceptable use

You agree not to:

• Scrape, copy, or republish our content without written permission
• Interfere with or disrupt the Site's servers or networks
• Attempt to reverse-engineer our calculators
• Use the Site for any unlawful purpose
• Impersonate any person or entity

Intellectual property

All content on the Site — articles, calculator logic, design, branding — is the property of Pet Calculators and protected by copyright. You may share individual pages on social media or link to them from your own site, but you may not copy entire articles or reproduce our calculators.

Third-party links

We link to third-party websites (insurance providers, brands, resources). We don't control those sites and aren't responsible for their content, privacy practices, or anything that happens when you click through. Some links may be affiliate links — see our FTC Disclosure.

Disclaimer of warranties

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND. WE MAKE NO GUARANTEE THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF CALCULATOR OUTPUTS OR EDITORIAL CONTENT.

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PET CALCULATORS AND ITS OWNERS, OPERATORS, AND CONTRIBUTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE — INCLUDING UNEXPECTED VET BILLS, INSURANCE DENIALS, OR PET-RELATED HARM. OUR TOTAL LIABILITY IS LIMITED TO $100.

Indemnification

You agree to indemnify and hold harmless Pet Calculators from any claim arising from your violation of these Terms or misuse of the Site.

Changes

We may update these Terms. Continued use of the Site after changes means you accept the new Terms.

Governing law

These Terms are governed by the laws of the United States. Any disputes will be resolved in the state or federal courts of the operator's jurisdiction.

Contact

Questions: hello@petcalchub.co